New York Life Insurance Company (NYLIC) is the largest mutual life insurance company in the United States, and one of the largest life insurers in the world. New York Life has earned the highest possible financial strength ratings currently awarded to any life insurer from A.M. Best (A++), Standard & Poor's (AA+), Moody's Investors Service (Aaa), and Fitch (AAA). Founded in 1845 and headquartered in New York City, New York Life maintains operations in all 50 states and eight overseas markets through a network of 17,000 employees and 104,000 licensed agents.