The Beacon Mutual Insurance Company is a non-assessable mutual insurance company chartered by the State of Rhode Island. We are the largest writer of workers' compensation insurance, and thus, the largest writer of commercial insurance (property casualty) in Rhode Island. We distinguish ourselves in the marketplace by providing unparalleled service. Beacon assists our policyholders in all aspects of coverage from underwriting policies and ensuring accurate and fair premiums, to facilitating a safe workplace environment and managing claims and customizing return-to-work schedules.